using our Services, you are agreeing to these terms. Please read them
Services are very diverse, so sometimes additional terms or product
requirements may apply. Additional terms will be available with the
relevant Services and those additional terms become part of your
agreement with us if you use those Services.
must follow any policies made available to you within the Services.
not misuse our Services, for example, do not interfere with our
Services or try to access them using a method other than the
interface and the instructions that we provide. You may use our
Services only as permitted by law, including applicable export and
control laws and regulations. We may suspend or stop providing our
Services to you if you do not comply with our terms or policies or
if we are investigating suspected misconduct with reasonable
evidence and circumstances.
our Services does not give you ownership of any intellectual
property rights in our Services. You may not use content from our
Services unless you obtain permission from DIRO in writing or are
otherwise permitted by law. These terms do not grant you the right
to use any branding or logos used in our Services. Do not remove,
obscure or alter any legal notices displayed in or along with our
connection with your use of the Services, we may send you service
announcements, administrative messages and other information. You
may opt out of some of those communications.
Services can be accessed both from your computers using a web
browser and through our applications for mobile devices. Do not use
such Services in a way that prevents you from obeying or
circumventing any laws.
may need a DIRO Account in order to use some of our Services. You
may create your own DIRO Account, or your DIRO Account may be
assigned to you by an administrator, such as your financial
institution or employer that wants to verify your identity. If you
are using a DIRO Account assigned to you by an administrator,
different or additional terms may apply, and your administrator may
be able to access your account.
are responsible for the activity that happens on or through your
Privacy Policies explains how we treat individual’s personal data
and protect their privacy when individuals use our Services. By
using our Services, you agree that DIRO can use such data in
accordance with our Privacy Policies.
Content in our Services
of our Services allows individuals to upload, submit, store, send
or receive content. These individuals retain ownership of any
intellectual property rights that they hold in that content.
you upload, submit, store, send or receive content to or through
our Services, you give DIRO (and those we work with) a worldwide
licence to use, host, store, reproduce, modify, create derivative
works (such as those resulting from translations, adaptations or
other changes that we make so that your content works better with
our Services), communicate, publish, publicly perform, publicly
display and distribute derived work from such content. The rights
that you grant in this licence are for the limited purpose of
operating, promoting and improving our Services, and to develop
new ones. This licence continues even if you stop using our
Services. Some Services may offer you ways to access and remove
content that has been provided to that Service. Make sure that you
have the necessary rights to grant us this licence for any content
that you submit to our Services. For our Subscribers, who engage
us to collect information from their customers, please note that
these customers can authorise us to share their information with
other Subscribers also.
can find more information about how DIRO uses and stores content in
you submit feedback or suggestions about our Services, we may use
your feedback or suggestions without obligation to you.
Software in our Services
may not copy, modify, distribute, sell or lease any part of our
Services or included software, nor may you reverse engineer or
attempt to extract the source code of that software, unless laws
prohibit those restrictions or you have our written permission.
software used in our Services may be offered under an open-source
licence that we will make available to you. There may be provisions
in the open-source licence that expressly override some of these
and Terminating our Services
are constantly changing and improving our Services. We may add or
remove functionalities or features and we may suspend or stop a
Service altogether as reasonably required by law.
can stop using our Services at any time, although we would be sorry
to see you go. Under exceptional circumstances, DIRO may also stop
providing Services to you. However, DIRO may add or create new
limits to our Services at any time and provide 15 day notice to
Subscribers of any changes in commercial terms.
Warranties and Disclaimers
provide our Services using a commercially reasonable level of skill
and care and we hope that you will enjoy using them. But there are
certain things that we do not promise about our Services.
THAN AS EXPRESSLY SET OUT IN THESE TERMS OR ADDITIONAL TERMS,
NEITHER DIRO NOR ITS SUPPLIERS OR DISTRIBUTORS MAKES ANY SPECIFIC
PROMISES ABOUT THE SERVICES. FOR EXAMPLE, WE DO NOT MAKE ANY
COMMITMENTS ABOUT THE CONTENT WITHIN THE SERVICES, THE SPECIFIC
FUNCTIONS OF THE SERVICES OR THEIR RELIABILITY, AVAILABILITY OR
ABILITY TO MEET YOUR NEEDS. WE PROVIDE THE SERVICES “AS IS”.
JURISDICTIONS PROVIDE FOR CERTAIN WARRANTIES, LIKE THE IMPLIED
WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND
NON-INFRINGEMENT. TO THE EXTENT PERMITTED BY LAW, WE EXCLUDE ALL
for our Services
PERMITTED BY LAW, DIRO WILL NOT BE RESPONSIBLE FOR LOST PROFITS,
REVENUES OR DATA, FINANCIAL LOSSES OR INDIRECT, SPECIAL,
CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES.
THE EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF DIRO FOR ANY
CLAIMS UNDER THESE TERMS, INCLUDING FOR ANY IMPLIED WARRANTIES, IS
LIMITED TO THE AMOUNT THAT YOU PAID US TO USE THE SERVICES (OR, IF
WE CHOOSE, TO SUPPLYING YOU WITH THE SERVICES AGAIN).
ALL CASES, DIRO WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE THAT IS
NOT REASONABLY FORESEEABLE.
uses of our Services
you are using our Services on behalf of a business, that business
accepts these terms. It will hold harmless and indemnify DIRO and
its affiliates, officers, agents and employees from any claim,
action or proceedings arising from or related to the use of the
Services or violation of these terms, including any liability or
expense arising from claims, losses, damages, judgements,
litigation costs and legal fees.
may modify these terms or any additional terms that apply to a
Service to, for example, reflect changes to the law or changes to
our Services. You should look at the terms regularly. We’ll post
notice of modifications to these terms on this page. We’ll post
notice of modified additional terms in the applicable Service.
Changes will not apply retrospectively and will become effective no
earlier than fourteen days after they are posted. However, changes
addressing new functions for a Service or changes made for legal
reasons will be effective immediately. If you do not agree to the
modified terms for a Service, you should discontinue your use of
there is any inconsistency between these terms and the additional
terms, the additional terms will prevail to the extent of the
terms govern the relationship between DIRO and you. They do not
create any third party beneficiary rights.
you do not comply with these terms and we do not take action
immediately, this doesn’t mean that we are giving up any rights
that we may have (such as taking action in the future).
it turns out that a particular term is not enforceable, this will
not affect any other terms.
parties agree that any dispute arising in connection with the
interpretation or validity of, or otherwise arising out of, this
Agreement, will be subject to the exclusive jurisdiction &
courts of New York, United States. The parties hereby agree to
submit to the personal and exclusive jurisdiction and venue of such
courts and agree that process may be served in the manner provided
herein for the giving of notices or otherwise as allowed by
dispute arising out of or in connection with this contract terms,
including any question regarding its existence, validity or
termination, shall be referred to and finally resolved by arbitration
in Singapore in accordance with the Arbitration Rules of the
Singapore International Arbitration Centre (“SIAC Rules”)
for the time being in force, which rules are deemed to be
incorporated by reference in this clause. The Tribunal shall consist
of three (3) arbitrator(s). The language of the arbitration shall be
further questions regarding the terms, please write to firstname.lastname@example.org